.va-hero[data-astro-cid-vy4myjvx]{background:linear-gradient(135deg,var(--color-primary) 0%,#0a6573 50%,var(--color-secondary) 100%);color:var(--color-white);padding:56px 0 48px;text-align:center}.va-hero-inner[data-astro-cid-vy4myjvx]{max-width:680px;margin:0 auto}.va-badge[data-astro-cid-vy4myjvx]{display:inline-flex;align-items:center;gap:6px;background:#ffffff1a;border:1px solid rgba(255,255,255,.2);color:var(--color-accent);font-size:11px;font-weight:600;letter-spacing:1px;text-transform:uppercase;padding:6px 16px;border-radius:100px;margin-bottom:20px}.va-hero[data-astro-cid-vy4myjvx] h1[data-astro-cid-vy4myjvx]{color:var(--color-white);margin-bottom:0}.gold[data-astro-cid-vy4myjvx]{color:var(--color-accent)}.va-hero-sub[data-astro-cid-vy4myjvx]{font-size:16px;color:#fffc;margin-top:16px;line-height:1.7;max-width:600px;margin-left:auto;margin-right:auto}.va-calc-layout[data-astro-cid-vy4myjvx]{display:grid;grid-template-columns:1fr 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.va-dd-trigger[data-astro-cid-vy4myjvx]{cursor:not-allowed;background-color:var(--color-bg-warm);border-color:var(--color-border);opacity:.7}.va-dd[data-astro-cid-vy4myjvx].is-disabled .va-dd-trigger[data-astro-cid-vy4myjvx]:hover{border-color:var(--color-border)}.va-dd-label[data-astro-cid-vy4myjvx]{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.va-dd-chevron[data-astro-cid-vy4myjvx]{flex-shrink:0;width:24px;height:24px;padding:5px;box-sizing:border-box;border-radius:6px;background:#0b788a1a;color:var(--color-secondary);transition:transform .2s ease,background .2s ease}.va-dd[data-astro-cid-vy4myjvx].open .va-dd-chevron[data-astro-cid-vy4myjvx]{transform:rotate(180deg);background:var(--color-secondary);color:var(--color-white)}.va-dd[data-astro-cid-vy4myjvx].is-disabled .va-dd-chevron[data-astro-cid-vy4myjvx]{background:transparent;color:var(--color-muted)}.va-dd-menu[data-astro-cid-vy4myjvx]{position:absolute;top:calc(100% + 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.va-dd-tag[data-astro-cid-vy4myjvx]{background:#ffffff38;color:var(--color-white)}.va-dd-menu[data-astro-cid-vy4myjvx]::-webkit-scrollbar{width:8px}.va-dd-menu[data-astro-cid-vy4myjvx]::-webkit-scrollbar-track{background:transparent}.va-dd-menu[data-astro-cid-vy4myjvx]::-webkit-scrollbar-thumb{background:#0b788a4d;border-radius:4px}.va-dd-menu[data-astro-cid-vy4myjvx]::-webkit-scrollbar-thumb:hover{background:var(--color-secondary)}.va-field-hint[data-astro-cid-vy4myjvx]{display:block;font-size:12px;color:var(--color-muted);margin-top:4px;line-height:1.5}.va-field-hint[data-astro-cid-vy4myjvx][hidden]{display:none}#va-limit-hint[data-astro-cid-vy4myjvx]{font-weight:600;color:var(--color-secondary);margin-top:0}.va-calc-btn[data-astro-cid-vy4myjvx]{margin-top:4px;width:100%;padding:14px;font-size:16px;display:flex;align-items:center;justify-content:center;gap:8px}.va-calc-btn[data-astro-cid-vy4myjvx]:disabled{opacity:.5;cursor:not-allowed}.va-results[data-astro-cid-vy4myjvx]{margin-top:32px;padding-top:32px;border-top:1px solid var(--color-border)}.va-results-header[data-astro-cid-vy4myjvx]{padding:16px 20px;border-radius:10px;font-size:15px;line-height:1.6;margin-bottom:20px}.va-results-good[data-astro-cid-vy4myjvx]{background:#2d865914;border:1px solid rgba(45,134,89,.2);color:#1a5c3a}.va-results-warn[data-astro-cid-vy4myjvx]{background:#d4a2591f;border:1px solid rgba(212,162,89,.3);color:#7a5c28}.va-headline-grid[data-astro-cid-vy4myjvx]{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}.va-headline-card[data-astro-cid-vy4myjvx]{background:var(--color-bg);border:1px solid var(--color-border);border-radius:12px;padding:18px 20px}.va-result-label[data-astro-cid-vy4myjvx]{display:block;font-size:11.5px;font-weight:700;color:var(--color-muted);text-transform:uppercase;letter-spacing:.6px;margin-bottom:6px}.va-result-big[data-astro-cid-vy4myjvx]{display:block;font-size:28px;font-weight:700;line-height:1.1;color:var(--color-text)}.va-result-note[data-astro-cid-vy4myjvx]{display:block;font-size:12px;color:var(--color-muted);margin-top:6px;line-height:1.45}.va-result-green[data-astro-cid-vy4myjvx]{background:#2d86590f;border-color:#2d865933}.va-result-green[data-astro-cid-vy4myjvx] .va-result-big[data-astro-cid-vy4myjvx]{color:#2d8659}.va-result-gold[data-astro-cid-vy4myjvx]{background:#d4a25917;border-color:#d4a2594d}.va-result-gold[data-astro-cid-vy4myjvx] .va-result-big[data-astro-cid-vy4myjvx]{color:#9a6f22}.va-gap[data-astro-cid-vy4myjvx]{border:1px solid var(--color-border);border-radius:12px;padding:22px;margin-bottom:20px;background:var(--color-white)}.va-gap[data-astro-cid-vy4myjvx][hidden]{display:none}.va-gap-head[data-astro-cid-vy4myjvx] h3[data-astro-cid-vy4myjvx]{font-size:17px;margin-bottom:6px}.va-gap-head[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{font-size:13.5px;color:var(--color-muted);line-height:1.6;margin-bottom:16px}.va-gap-math[data-astro-cid-vy4myjvx]{border:1px solid var(--color-border);border-radius:10px;overflow:hidden}.va-gap-row[data-astro-cid-vy4myjvx]{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:11px 16px;font-size:14px;background:var(--color-white)}.va-gap-row[data-astro-cid-vy4myjvx]+.va-gap-row[data-astro-cid-vy4myjvx]{border-top:1px solid var(--color-border)}.va-gap-label[data-astro-cid-vy4myjvx]{color:var(--color-text-medium);font-weight:500}.va-gap-op[data-astro-cid-vy4myjvx]{display:inline-block;width:16px;color:var(--color-secondary);font-weight:700}.va-gap-val[data-astro-cid-vy4myjvx]{font-weight:700;color:var(--color-text);font-variant-numeric:tabular-nums;white-space:nowrap}.va-gap-sum[data-astro-cid-vy4myjvx]{background:var(--color-bg-warm)}.va-gap-sum[data-astro-cid-vy4myjvx] .va-gap-label[data-astro-cid-vy4myjvx],.va-gap-sum[data-astro-cid-vy4myjvx] .va-gap-val[data-astro-cid-vy4myjvx]{color:var(--color-primary);font-weight:700}.va-gap-total[data-astro-cid-vy4myjvx]{background:var(--color-primary)}.va-gap-total[data-astro-cid-vy4myjvx] .va-gap-label[data-astro-cid-vy4myjvx]{color:#ffffffd9;font-weight:600}.va-gap-total[data-astro-cid-vy4myjvx] .va-gap-val[data-astro-cid-vy4myjvx]{color:var(--color-white);font-size:20px}.va-gap-foot[data-astro-cid-vy4myjvx]{margin:14px 0 0;font-size:13px;line-height:1.6;color:var(--color-muted)}.va-cash[data-astro-cid-vy4myjvx]{border:1px solid var(--color-border);border-radius:12px;overflow:hidden;margin-bottom:20px}.va-cash-row[data-astro-cid-vy4myjvx]{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 16px;font-size:14px;background:var(--color-white)}.va-cash-row[data-astro-cid-vy4myjvx]+.va-cash-row[data-astro-cid-vy4myjvx]{border-top:1px solid var(--color-border)}.va-cash-label[data-astro-cid-vy4myjvx]{color:var(--color-text-medium)}.va-cash-sub[data-astro-cid-vy4myjvx]{display:block;font-size:11.5px;color:var(--color-muted);margin-top:1px}.va-cash-val[data-astro-cid-vy4myjvx]{font-weight:700;color:var(--color-text);font-variant-numeric:tabular-nums;white-space:nowrap}.va-cash-strong[data-astro-cid-vy4myjvx]{background:var(--color-bg-warm)}.va-cash-strong[data-astro-cid-vy4myjvx] .va-cash-val[data-astro-cid-vy4myjvx]{color:var(--color-primary)}.va-detail[data-astro-cid-vy4myjvx]{border:1px solid var(--color-border);border-radius:12px;margin-bottom:16px}.va-detail[data-astro-cid-vy4myjvx] summary[data-astro-cid-vy4myjvx]{display:flex;align-items:center;justify-content:space-between;padding:14px 18px;font-size:13.5px;font-weight:600;color:var(--color-primary);cursor:pointer;list-style:none}.va-detail[data-astro-cid-vy4myjvx] summary[data-astro-cid-vy4myjvx]::-webkit-details-marker{display:none}.va-detail[data-astro-cid-vy4myjvx] summary[data-astro-cid-vy4myjvx] .va-detail-chevron{color:var(--color-secondary);transition:transform .2s ease}.va-detail[data-astro-cid-vy4myjvx][open] summary[data-astro-cid-vy4myjvx] .va-detail-chevron{transform:rotate(180deg)}.va-results-grid[data-astro-cid-vy4myjvx]{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:0 18px 18px}.va-result-card[data-astro-cid-vy4myjvx]{background:var(--color-bg);border:1px solid var(--color-border);border-radius:10px;padding:14px 16px}.va-result-value[data-astro-cid-vy4myjvx]{display:block;font-size:17px;font-weight:700;color:var(--color-text)}.va-disclaimer[data-astro-cid-vy4myjvx]{font-size:11.5px;color:var(--color-muted);line-height:1.6;margin-bottom:0}.va-results-cta[data-astro-cid-vy4myjvx]{margin-top:24px;padding:24px;background:linear-gradient(135deg,var(--color-primary),var(--color-secondary));border-radius:12px;text-align:center}.va-results-cta[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{color:#ffffffe6;font-size:15px;margin-bottom:16px;line-height:1.6}.va-sidebar[data-astro-cid-vy4myjvx]{display:flex;flex-direction:column;gap:16px;position:sticky;top:80px}.va-sidebar-card[data-astro-cid-vy4myjvx]{background:var(--color-white);border:1px solid var(--color-border);border-radius:12px;padding:24px}.va-sidebar-card[data-astro-cid-vy4myjvx] h3[data-astro-cid-vy4myjvx]{font-size:16px;margin-bottom:10px}.va-sidebar-card[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{font-size:14px;color:var(--color-muted);line-height:1.6;margin-bottom:8px}.va-sidebar-card[data-astro-cid-vy4myjvx] ul[data-astro-cid-vy4myjvx]{margin:8px 0 0;padding-left:18px;font-size:14px;color:var(--color-muted);line-height:1.7}.va-sidebar-link[data-astro-cid-vy4myjvx]{display:inline-flex;align-items:center;gap:4px;font-size:13px;font-weight:600;color:var(--color-secondary);text-decoration:none;margin-top:4px}.va-sidebar-link[data-astro-cid-vy4myjvx]:hover{color:var(--color-primary)}.va-sidebar-dark[data-astro-cid-vy4myjvx]{background:linear-gradient(135deg,var(--color-primary),var(--color-secondary));border:none}.va-sidebar-dark[data-astro-cid-vy4myjvx] h3[data-astro-cid-vy4myjvx]{color:var(--color-white)}.va-sidebar-dark[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{color:#fffc}.btn-sm[data-astro-cid-vy4myjvx]{padding:10px 20px;font-size:13px}.va-faq-layout[data-astro-cid-vy4myjvx]{max-width:820px;margin:0 auto}.va-faq-header[data-astro-cid-vy4myjvx]{text-align:center;margin-bottom:32px}.va-faq-stack[data-astro-cid-vy4myjvx]{display:flex;flex-direction:column;gap:8px}.va-faq-item[data-astro-cid-vy4myjvx]{background:var(--color-white);border:1px solid var(--color-border);border-radius:12px;overflow:hidden;transition:box-shadow .2s ease}.va-faq-item[data-astro-cid-vy4myjvx]:hover{box-shadow:0 4px 16px #0000000d}.va-faq-q[data-astro-cid-vy4myjvx]{width:100%;display:flex;justify-content:space-between;align-items:center;padding:18px 24px;font-family:var(--font-body);font-size:15px;font-weight:600;color:var(--color-text);background:none;border:none;cursor:pointer;text-align:left;gap:16px}.va-faq-q[data-astro-cid-vy4myjvx] .va-faq-chevron{flex-shrink:0;transition:transform .25s ease;color:var(--color-muted)}.va-faq-item[data-astro-cid-vy4myjvx].open .va-faq-q[data-astro-cid-vy4myjvx] .va-faq-chevron{transform:rotate(180deg)}.va-faq-a[data-astro-cid-vy4myjvx]{max-height:0;overflow:hidden;transition:max-height .3s ease}.va-faq-item[data-astro-cid-vy4myjvx].open .va-faq-a[data-astro-cid-vy4myjvx]{max-height:400px}.va-faq-a[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{padding:0 24px 20px;font-size:14px;color:var(--color-muted);line-height:1.7}.va-final-cta[data-astro-cid-vy4myjvx]{padding:80px 0}.va-final-cta[data-astro-cid-vy4myjvx] h2[data-astro-cid-vy4myjvx]{max-width:600px;margin:0 auto 16px}.va-final-cta[data-astro-cid-vy4myjvx] p[data-astro-cid-vy4myjvx]{max-width:540px;margin:0 auto;font-size:16px;line-height:1.7}@media(max-width:960px){.va-calc-layout[data-astro-cid-vy4myjvx]{grid-template-columns:1fr}.va-sidebar[data-astro-cid-vy4myjvx]{position:static}}@media(max-width:600px){.va-calc-panel[data-astro-cid-vy4myjvx]{padding:24px 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